Mortgage Repayment Calculator

Use our free UK mortgage calculator to estimate your monthly payments, total repayment amount, and see a detailed year-by-year breakdown. Whether you’re looking for a repayment mortgage or interest-only mortgage, our calculator helps you plan your finances.

Type of Mortgage *
Enter the purchase price or outstanding mortgage balance.
Leave blank if remortgaging.
Most choose around 25 years; terms range from 1 to 40 years.
Current annual interest rate for your mortgage.

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Upontyne Tang
Upontyne Tang2018-April ⭐⭐⭐⭐⭐
Very professional and efficient service, recommended the best product for my case. The whole process took only two weeks and went smoothly from the start. Highly recommend. Very happy with the service.
May Wang
May Wang2018-04 ⭐⭐⭐⭐⭐
Much appreciate the team's great work!!! I got the mortgage offer much quicker and more costsaving than what I expected. The consultant is extremely professional and high efficient. I would strongly recommend .
Hong Guo-Parke
Hong Guo-Parke2021-Apri ⭐⭐⭐⭐⭐
First class service and advice regarding our mortgage, making the whole process of home buying very simple and easy - from start to finish.Very highly recommend! AAAAAA*****
Ziling Jiang
Ziling Jiang2018-April ⭐⭐⭐⭐⭐
Very good mortgage advisory service - professional and efficient - highly appreciated. I would highly recommend ! Great Team!
Hu Lulu
Hu Lulu2015-April ⭐⭐⭐⭐⭐
We found the mortgage brokers team at Oceantide Wealth, Doris and Yangxi, to be professional and knowledgeable. The consultation they offered in helping us to secure a suitable loan was excellentm thank you!
Susie Xing
Susie Xing2023-06-27 ⭐⭐⭐⭐⭐
I have been using Ocean Tide for many years for all my residential and BLT mortgages applications. They are very professional and efficient. They found the best products quickly.
Xiaohui Sun
Xiaohui Sun2023-07-31 ⭐⭐⭐⭐⭐
It’s been a great pleasure to seeking professional advice and services from the team. Definitely would recommend to anyone looking for mortgage application assistance!
李志刚
李志刚2023-06-27 ⭐⭐⭐⭐⭐
Appreciate that the mortgage was secured in timely manner under the fragile market, communication was really efficient and sufficient.
Susan Tang
Susan Tang2022-04 ⭐⭐⭐⭐⭐
Oceantide is a very professional company for guiding and helping clients for conveyance financing. They have helped me a lot with my mortgage applications for the properties purchases during these years.